You Plant, You Grow, You Harvest
B1 : Guaranteed 6 YEARS payment ONLY
B2 : Guaranteed Income till age 90
B3 : Guaranteed yearly interest
B4 : Cash Dividend from investment return
B5 : Guaranteed Sum Assured
B6 : Guaranteed by Bank Negara Malaysia
B7 : Premium waive upon diagnose 36 critical illness
B8 : Income tax relief
eg.
Mr Prospect age 30.
Basic Sum Assured : 100.000Monthly Savings : RM 4,000
Yearly Savings : RM 48,000
Total Savings for 6 years : RM 288,000
Guaranteed Yearly Interest from Year 1 to Year 9: RM 5000 x 9y = RM 45,000
Guaranteed Yearly Interest from Year 10 (age 40) to age 75: RM 10,000 x 35y = RM 350,000
Guaranteed Yearly Interest from age 76 to age 90: RM 500 x 14y = RM 7,000
Total Guaranteed Yearly Interest from age 30 to age 90: RM 402,000
On top of that you will also receive a non-guarantee cash dividen from investment return.
| Previous Years Investment Return Rate | ||
| 2003/2004 | 10.70 | % |
| 2004/2005 | 5.02 | % |
| 2005/2006 | 6.30 | % |
| 2006/2007 | 8.30 | % |
| 2007/2008 | 7.10 | % |
| 2008/2009 | 5.50 | % |
| 2009/2010 | 5.80 | % |
| Average Rate | 6.96 |
Total Guaranteed Yearly Interest + Cash Dividen received during maturity: RM 3,034,959.49
is the possible level of benefits you may expect assuming if the participating fund earns 6.50% every year.
note that this is only a simplified summary based on indicative quote only. For Mr. prospect age 30.
Commit for only 6 short years and enjoy unending stream of income up to age 90. Savings can be made either annually, quarterly, half yearly or monthly through cash payment, cheque, credit card, or autodebit.
If you are interested kindly provide me with your date of birth and also your monthly or yearly budget so I can quote a suitable plan for you.
The earlier you start, the less you need to save and the more you will have.
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